Refinance cash release model

16 properties · 142 rooms · adjust £/room per property to model cash release at refinance

Cash released = (estimated value × LTV) − current loan balance. Properties with flats (Woodlands, 5&5a Connaught, 8&9 Radnor, 106 Mount Wise) are valued as rooms + flat value. Product fees excluded — they get added to the mortgage, not deducted from cash.